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Meet Our Team


Rick Foster

Rick Foster

President & Founder

As a retirement income specialist and investment advisor representative, Rick Foster has been helping people protect and grow their assets for more than 20 years in the North Texas and Southern Oklahoma area. Rick likes to educate people about a better way to participate in bull markets while reducing their risk at the same time. Rick calls it "growing your money with guardrails."

Meeting Your Goals

Rick combines his experience with a non-sales approach to retirement planning to help hundreds of clients find the best products available in the market today. By listening closely to each client's needs, he develops a unique plan that meets their individual goals.

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Rick in Times Square

Family Life

A Texan, horseman, and proud father of three and grandfather of four, Rick lives on his 55-acre ranch in Valley View with his wife, Brenda as well as their miniature donkeys, Caroline and Sunshine, and cow dog, Hank. When he's not busy raising his cattle and horses, Rick enjoys riding cutting horses, playing golf, and writing. He is a published author.

Rick on the Radio

Travis Gatzemeier

Travis has a financial blog that he publishes his thoughts on investing, retirement, and personal finance. Read More at:

Worth Your Wealth

Travis Gatzemeier 

Wealth Manager

Travis has over 7 years of experience in the financial markets industry. Prior to joining Guardian Financial Management, Travis spent 5 years working on the trade desk as a Senior Derivatives Risk Analyst at TD Ameritrade. He also spent 2 years as a Trade Analyst on the hedge desk at an agribusiness company.
Coming from a background in risk management, Travis has helped numerous client navigate through the potential risks of investing. Travis believes that by providing transparency and having an approachable plan, he can help his clients build a portfolio toward financial freedom. Travis is regularly researching the financial markets, investing trends and asset allocation to better educate his clients as well as himself.

Travis holds a Business Degree from the University of North Texas. When outside the office, Travis enjoys the outdoors and supports the sports teams in the DFW area. Travis resides in Flower Mound, TX and is the owner of a Husky, Koda.

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Travis Gatzemeier Interview

Mike Kipling

Mike Kipling

Investment Advisor Representative 

Mike’s travels resulted in a career with American Airlines and the privilege of piloting Boeing 777’s all over the world. However, all good things must come to an end, and at the Mandatory Retirement age Mike had to retire from the airlines though still flies his own Cessna and maintains his flight instructor rating. Mike’s relationship with Rick Foster began when he taught Rick to fly nearly twenty years ago!

Mike’s involvement with the Airline Retirement Process led to his interest in the Financial industry, so not being the sit at home type, Mike obtained a securities license to go along with  the insurance license he got in 2003, and began to help others negotiate the often confusing, and complex decisions involved in keeping your retirement funds safe while still growing them to keep pace with inflation.

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Jessica Hice - Executive Assistant

Jessica Hice

Executive Assistant

Jessica is the proud mother of twin toddlers, Madalynn and Miranda. She and her family live in Weatherford. With a Bachelor of Science in Business from Troy University and her previous financial employment positions, Jessica brings a great level of knowledge and dedication to our firm; and has been with us since 2013. Jessica enjoys spending time with her family, cooking, crafting and is an active member of the Church of God in Mineral Wells.

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Debbie Franklin

Debbie Franklin

Administrative Assistant

Debbie brings 30+ years of Administrative and Customer Service experience to the Guardian Financial Management team.

Debbie moved to Texas with her husband of 31 years, Randy, 3 years ago from North Carolina. She enjoys crafting and reading in her spare time. She also enjoys traveling with her husband back to North Carolina and Georgia to see her 4 adult children, 5 grandchildren, and other family and friends.