Make A Plan: Navigate An Uncertain Market
In today’s economic environment, it’s important to keep your ear to the ground. With so many changes around tariffs happening quickly, navigating the market can be tough on your own, so reach out to a trusted, local financial planning team to find out more about your options. Whether you decide it’s time to make a move or stand pat, we’re here to help you do it in a way that makes sense for you.
Here at Guardian Financial Management, we work hard to help our clients reach their financial goals. If you are thinking about your future, take some time to meet with our team to make a plan for safe, strategic retirement planning, and we’ll figure out your path.
Discover your financial options. Call Guardian Financial Management today.
Making The Moves That Make Sense For You
On Average, the S&P 500 returns about 7% each year since inception. But that is the average. The market has good years and bad years. On average 3 out of every 7 years is a down year for the S&P 500. The market doesn’t always move up and to the right. Part of growing your money is navigating the market’s ups and downs, and when you find that you’re having a tough time making your decisions without your emotions, it’s time to talk to someone who’s seen trends come and go. We can help you to make decisions that are right for you and your family based on data, not emotions.
If your 401(k) has seen some changes over the last few months, and you want to talk to someone about it, reach out to our team. While the market has been volatile, there is always opportunity, and having a conversation with a team you trust can be a quality start. We can help you to make sense of your savings.
Think About Your Long-Term Financial Future
While things have been changing over the last few months, you have the opportunity to remain calm, and that has the possibility to be a benefit for you and your family. Moving your money around too frequently can be a sign of fear, rather than inspiration. By taking a step back, you give yourself the chance to decouple your emotions a little bit.
Patience has power, too. Making a move is not always the right move; it all depends on your situation, your strategy, and your timetable. So, before you start to contemplate making major changes, speak it over with a trusted financial advisor. We can give you a little bit of perspective when it comes to your investments, retirement, and more.
Make A Plan With Guardian Financial Management
Are you unsure of where you stand? Then it’s time to make a plan for your future. Call Guardian Financial Management in Flower Mound, TX, today at 972-996-7858 to start your journey with an experienced financial advisor who understands your needs.
Like trying to predict the future, there is only so much soothsaying that can be done when it comes to timing the market. Sometimes, events happen that force seismic shifts; the terrorist attacks on 9/11 or the COVID-19 pandemics are examples that are forever sealed in our memories. But that doesn’t mean that you can’t stay on top of the news in order to make wise choices, and when you work with a trusted financial management team, they can help you to navigate choppy economic waters by developing a personal market timeline.
When you talk with Guardian Financial Management in Flower Mound, TX, you have someone to look after your best interests. We understand that your money is your future, and we know that current market movement has many worried about the prospect of placing their savings into the stock market. If you have questions about your strategy, set up a time to talk further about your goals with a North Texas team that understands.
Develop a market timeline that works for you. Call Guardian Financial Management today to schedule your next meeting.
Keeping A Long-Term Investment Perspective
Right now, with all of the recent shifts, it’s important to remember the history of the stock market. While there have always been (and will always be) downturns, we have seen that the markets generally recover and continue to grow. If you approach your investment with a long-term strategy, you have the opportunity to weather economic storms.
Sometimes, investors see some advantages by capitalizing on downturns, too. Since some of the best market days come directly after the worst, sticking through fluctuations is key to maximizing long-term financial success. for instance, if you had invested $100,000 over a 20-year period, yet missed the five best market days, you’d see a reduction in returns of ~$288,558. Talk to your financial management team about your market timeline, and stick to your plan.
Managing Investments With A Bucket Strategy
Another way to mitigate risk during an uncertain market outlook is to make sure that you have diversified investments. Our team suggests that you do this with “buckets” of investment types, helping you to have a portion of your savings in the market, and some elsewhere. When you develop a structured bucket strategy, it helps you to experience the advantages of the market without risking it all.
Managing your investments through a bucket strategy, you give yourself the chance to look at your timeline. After market downturns in 2001 and 2008, it took around five full years to recover, so it’s important to be prepared for fluctuations. Depending on your financial needs, you can keep money that you’ll need in the short-term out of the market and in a more stable environment so it’ll be there when you need it.
Understand Your Market Timeline With Guardian Financial Management
We understand that, right now, people have questions about market volatility; we’re here to help to make your wealth management plans with accurate, insightful information. To find out more about your market timeline, call Guardian Financial Management in Flower Mound, TX today at (972) 996-7858.
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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Guardian Financial Management are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
Any comments regarding safe and secure products, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims’ paying ability of the issuing company and are not offered by Brookstone.
